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Get ready for an electrifying Monday night football showdown on January 20, 2026, as the Miami Hurricanes face off against the Indiana Hoosiers in the NCAAF CFP National Championship. This thrilling contest takes place at the iconic Hard Rock Stadium in Miami Gardens, FL, and will be broadcast on ESPN. Our expert picks highlight Indiana as the favorite with a predicted score of 28-24 over Miami, favoring Indiana by 7.5 points on the spread. The total points are projected at just over 52, suggesting an exciting, high-scoring game.
Our betting tips are backed by a strong track record: in the last 10 games, our model has been profitable, especially on the American Total market, with a hit rate exceeding 57% and a positive expected value. This insight can help bettors make smart decisions, particularly by considering the over 48.5 total points bet, which aligns well with our prediction.
Don't miss out on the action and the best insights for this game. For more expert analysis and picks, visit our NCAAF picks and predictions page. Also, find top sportsbooks to place your bets with confidence at trusted sportsbooks.