STATES

Florida Sports Betting

Your Complete Guide to Online Betting in the Sunshine State

Florida technically has legal sports betting in 2026, but it’s not the open market most people expect. The only state-approved option is Hard Rock Bet, operated by the Seminole Tribe under a gaming compact that’s still a hot topic in legal circles. There’s no DraftKings, no FanDuel, and no licensed competition allowed.

Despite that, plenty of Floridians are betting every day. Some use the Hard Rock app where it’s available. Others turn to long-running offshore sportsbooks that offer better odds, bigger promos, and fewer restrictions. Daily Fantasy Sports (DFS) platforms like PrizePicks and Underdog are still active too, even as regulators start to tighten the screws.

This article breaks down what’s legal, what’s still in limbo, and how people are actually placing bets in Florida right now.

Jump Ahead

TL;DR: Florida Sports Betting at a Glance

  • Legal status: Sports betting is legal, but only through Hard Rock Bet, operated by the Seminole Tribe.
  • Available options: Hard Rock Bet (limited mobile access), offshore sportsbooks that accept Florida players, horse racing, and tribal casinos.
  • Public sentiment: Most residents are aware sports betting exists, but many are frustrated by the lack of choices and promotions.
  • Legislative outlook: No open-market legislation is expected until at least 2027 or 2028. The current compact gives the Seminole Tribe exclusive control.
  • Current reality: Offshore sportsbooks remain a go-to for those looking for better odds, more markets, and crypto-friendly payments.

Top Sportsbooks Floridians Are Using in 2026

Even though Florida has a legal sportsbook option through Hard Rock Bet, many residents still choose offshore sportsbooks for a broader range of markets, larger promos, and crypto-friendly banking. These platforms have been operating for decades in their home jurisdictions and have built strong reputations among U.S. players.

Here are some of the most commonly used sportsbooks among Florida bettors:

  • BetOnline: Known for its wide selection of betting markets and fast crypto payouts
  • Bovada: Offers a clean, user-friendly interface that appeals to casual bettors
  • Heritage Sports: Favored by value-driven bettors thanks to reduced juice pricing and early lines
  • BookMaker: Appeals to experienced bettors and high rollers
  • SportsBetting.ag: Closely mirrors BetOnline in layout and function but features its own set of promos

*This site contains commercial content, and OddsTrader may be compensated for the links provided on this site.

How to Bet on Sports in Florida

Florida has legal sports betting, but the only approved option is Hard Rock Bet, operated by the Seminole Tribe. The app relaunched in late 2023, but access can be limited based on your location within the state or device compatibility. No other sportsbook apps are licensed or available for use.

That’s why many Floridians use offshore sportsbooks. These platforms are not regulated by the state of Florida, but they still accept U.S. players. They have strong reputations, offer more betting markets, bigger promos, and fewer restrictions when it comes to deposits and withdrawals.

Here are the most common ways Florida residents bet in 2026:

  • Hard Rock Bet: The only legal sportsbook in Florida. Limited to users physically located within state lines and subject to tribal regulations.
  • Offshore sportsbooks: International betting platforms that operate legally in their home countries and accept players from Florida.
  • Pari-mutuel horse racing: Still legal and available through racetracks and online racebooks.
  • Tribal casinos: Some in-person betting options available on tribal land, though these are often tied to the same systems as Hard Rock.

Neighboring states like Georgia and Alabama do not currently offer legal sports betting, so traveling across state lines doesn’t open up more options for Florida residents.

What to Watch Out for

Whether you’re using Hard Rock Bet or placing wagers through an offshore sportsbook, there are a few things Florida bettors should keep in mind. Legal access is limited, and offshore platforms come with their own set of risks and quirks.

Here’s what to watch out for:

  • Age Restrictions: Most offshore sportsbooks require users to be at least 18 years old. Tribal casinos and Hard Rock Bet may require users to be 21+ depending on the activity.
  • Banking Limitations: Credit and debit card deposits often get blocked by U.S. banks. Crypto is typically the most reliable funding method for offshore sites.
  • Withdrawal Times: Crypto payouts usually arrive within 24-48 hours. Traditional banking methods (if supported) can take up to 10 business days.
  • No Legal Recourse: Offshore sportsbooks are not regulated by the state of Florida. If a dispute arises, there’s no gaming commission or legal backup to assist you.
  • Customer Support Quality: Varies from platform to platform. Some offer live chat and fast responses, while others rely on slower email-only support.

International vs Regulated Sportsbooks (What Floridians Should Know)

When it comes to sports betting in Florida, there are two very different types of platforms: the state-regulated Hard Rock Bet app and long-running international sportsbooks based offshore. Each option comes with its own strengths and trade-offs.

Here’s a side-by-side look at how they compare:

Pros

Cons

International

Regulated

Advantages of International Sportsbooks in 2026

For many Florida bettors, offshore sportsbooks remain a great choice, not because they’re regulated, but because they’re flexible, fast, and full of value. These platforms aren’t tied to local restrictions, which gives them room to offer better odds, bigger limits, and more freedom across the board.

Here’s why international sportsbooks continue to attract Florida users in 2026:

  • Better Odds: Many offshore books use reduced juice pricing, meaning you’ll often see -105 or -108 instead of the standard -110.
  • More Generous Bonuses: Deposit match offers of 50 to 100 percent are common, especially for crypto users.
  • Higher Betting Limits: Offshore sportsbooks are often more comfortable with large wagers, making them a better fit for high-stakes players.
  • More Sites to Choose From: You’re not locked into a single app. Dozens of long-running offshore operators are available, each with its own features and perks.
  • Wider Market Coverage: From niche leagues and obscure props to international events, offshore books offer more variety than what you’ll find on regulated platforms.

Advantages of Regulated Sportsbooks

While offshore sportsbooks offer more flexibility, there are clear reasons some Floridians prefer legal sports betting options. Hard Rock Bet remains the only state-regulated sportsbook in Florida, and it brings a level of security and convenience that offshore platforms can’t match.

Here’s why some users stick with Florida’s legal sportsbook:

  • State-Level Oversight: Hard Rock Bet operates under a gaming compact with the Seminole Tribe, offering legal protections for Florida bettors.
  • Trusted Payment Methods: You can fund your account using standard banking options like debit cards and ACH, no need for crypto or prepaid workarounds.
  • Mobile App Access: As an official Florida betting app, Hard Rock Bet offers a streamlined mobile experience without requiring browser hacks.
  • Regulatory Backing: If something goes wrong, there’s a clear dispute process supported by Florida gaming laws.
  • Peace of Mind: You’re using a real money sportsbook in Florida that’s compliant with state law without gray areas.

What to Expect When You Start Betting

Most Florida residents using offshore sportsbooks go through some trial and error early on. Card deposits are often blocked, so crypto is usually the most reliable option. Platforms like Coinbase or Cash App make it easy to move funds over.

Start small, deposit $50 to $100 to test things out. Place a few bets, then request a withdrawal to make sure the process runs smoothly. Once you’ve confirmed everything works, you can start increasing your limits and taking advantage of bigger bonuses.

How Mobile Betting Works Without Legal Apps

You won’t find these offshore sportsbooks in the App Store or Google Play. Instead, access happens through mobile-friendly websites. They load fast on any phone and offer full functionality for live betting, deposits, and withdrawals.

You can place bets from your couch during a Dolphins game or while watching the Gators at a sports bar. Everything runs through your mobile browser, not a downloadable app.

Best Sportsbooks for Florida Bettors (2026)

1. BetOnline: A Complete Option for Everyday Bettors

preview of what betonline sportsbook looks like on all devices

BetOnline has been active since 2001 and is one of the most widely used offshore sportsbooks among U.S. residents. For Florida players looking for full coverage across major leagues and niche events, this platform delivers. It’s great for bettors who want wide market access, dependable payouts, and flexible banking options.

Welcome Bonus: 50% deposit match up to $250 in free bets

2. Bovada: The Easiest On-ramp for New Bettors

Bovada sportsbook preview on desktop, tablet, and mobile devices

Bovada has been around since 2011 and is one of the most user-friendly offshore sportsbooks for casual bettors in Florida. Its clean design, simple layout, and easy-to-navigate menus make it a popular starting point for new users. Bovada is perfect for beginners or anyone who wants a smooth, stress-free betting experience.

Welcome Bonus: Bovada offers two welcome bonuses depending on how you fund your account.

  • Crypto deposit: 75% match of up to $750 for first deposits via Bitcoin
  • Credit card deposit: 50% deposit match worth up to $250 for first deposits of at least $20

3. Heritage Sports: For Value-driven, Experienced Bettors

Heritage Sports sportsbook preview on desktop, tablet, and mobile devices

Heritage Sports has been serving sharp bettors since 2001. It’s not flashy, but it’s a go-to for serious players in Florida who care about reduced juice, early lines, and efficient banking. It’s built a strong reputation by prioritizing value over gimmicks. Heritage is a good option for experienced bettors, line shoppers, and value seekers who want reduced juice and early odds.

Welcome Bonus: Heritage Sports offers two welcome offers and it will be up to you to determine which better suits your betting style.

  • 100% free play bonus up to $500
  • OR 20% cash bonus up to $500

4. BookMaker: Best for High Limits and Sharp Bettors

BookMaker sportsbook preview on desktop, tablet, and mobile devices

BookMaker has a long-standing reputation as one of the most trusted offshore sportsbooks. Florida bettors who wager big or want early line access often make this their first stop. We like BookMaker for high rollers, serious bettors, and those who want limits other sportsbooks can’t match.

Welcome Bonus: BookMaker offers two welcome offers and it will be up to you to determine which better suits your betting style.

  • 25% cash promo when depositing with credit card
  • 100% free play bonus up to $400

5. SportsBetting.ag: Same Great Platform as BetOnline

SportsBetting.ag runs on the same backend as BetOnline, which means Florida bettors get a familiar layout, fast performance, and access to top crypto bonuses. It’s a solid pick for anyone who wants reliability and fast crypto payouts without switching platforms. SportsBetting is great for bettors who like BetOnline’s features but want to keep wallets or bonuses separate.

Welcome Bonus: $250 in free play bonus when you deposit $50

Comparing Florida Sports Betting Sites in 2026

BetOnlineBovadaHeritage SportsBookMakerSportsbetting.ag
Years Operating24+14+24+30+22+
Payment Speed1-24 hrs (crypto)1-24 hrs (crypto)1-3 days (crypto)1-2 days (crypto)1-2 days (crypto)
Welcome Bonus50% deposit match75% deposit match on Bitcoin
OR
50% deposit match on credit/cash
100% free play bonus
OR
20% cash bonus
25% cash promo
OR
100% free play bonus
$250 in free play
Sports Leagues25+25+30+35+25+
ProductsSports
Casino
Poker
Racebook
Sports
Casino
Poker
Racebook
Sports
Casino
Racebook
Sports
Casino
Sports
Casino
Poker
Racebook
UsabilityExcellentExcellentGoodGoodExcellent

Is Sports Betting a Smart Move in Florida?

Florida has legal sports betting, but it’s restricted to the Seminole Tribe’s Hard Rock Bet platform, which isn’t accessible to most residents. That’s why many players turn to offshore sportsbooks for better bonuses, more betting options, and instant access.

But that comes with trade-offs. There’s no Florida gaming commission watching over these sites. No official complaint system. You’re relying entirely on the site’s reputation and your own judgment. For a lot of Floridians, the value is worth the risk.

You might consider using offshore sportsbooks in Florida if you:

  • Understand there’s no consumer protection or state regulation
  • Are comfortable risking entertainment money
  • Have experience using online sportsbooks
  • Use cryptocurrency or can deal with card declines
  • Stick to a strict bankroll strategy
  • Don’t want to wait around for legal access to expand
  • Enjoy comparing odds across multiple sites

You might prefer to wait for legal betting if you:

  • Want state-supported protection if something goes wrong
  • Are new to betting and unsure where to start
  • Prefer built-in tools for limits, time tracking, and alerts
  • Want official promotions tied to Florida teams
  • Can wait for broader statewide legalization
  • Don’t want to worry about losing deposits or payment issues

My Thoughts: If you’re going to place bets in Florida before full legal options arrive, stick with sportsbooks that have a proven track record. Our recommendations have all been around for years and are known for paying players reliably. 

Is It Safe to Bet on Sports Right Now?

“Safe” is a stretch when it comes to offshore sportsbooks. Plenty of sites accepting Florida players have been around for years with solid track records. But make no mistake, these platforms aren’t regulated in the U.S.

There’s no Florida gaming board, no consumer protection, and no legal recourse if something goes wrong. That doesn’t make them scams, but the risk is all yours.

Safe Betting Checklist for Non-legal States

Sports betting isn’t regulated in Florida, which means players don’t have the same consumer protections found in legal U.S. states. If you choose to use an international sportsbook, it’s important to understand the risks and verify certain safeguards before placing a wager.

Be sure to protect yourself when betting online. Check out these simple tips to help mitigate risk:

And lastly, here are some red flags to avoid when choosing a new Texas sports betting site:

Final Thoughts on Sports Betting in Florida

Florida’s betting landscape is still restricted. Only Hard Rock Bet is available, and even that comes with limited access and ongoing legal uncertainty.

In the meantime, many Floridians use offshore sportsbooks. These sites aren’t regulated in the U.S., so there’s no legal safety net if something goes wrong. But for those who understand the trade-offs, they remain a go-to option.

If you decide to play, stick with well-established names like BetOnline, Bovada, Heritage, BookMaker, and SportsBetting.ag. They’ve earned strong reputations for fair odds and reliable payouts.

Start with small deposits. Test the withdrawal process. And remember, this should be treated as entertainment, not a money-making plan.

FAQs About Florida Sports Betting

Is sports betting legal in Florida?

Yes, but access is limited. Hard Rock Bet is currently the only legal option for mobile sports betting, operated by the Seminole Tribe. Other sportsbooks are not authorized in the state.

Can I use DraftKings or FanDuel in Florida?

Not for sports betting. While both offer daily fantasy sports (DFS), their sportsbook platforms are not licensed to operate in Florida.

What offshore sportsbooks accept Florida players?

Sites like BetOnline, Bovada, Heritage Sports, SportsBetting.ag, and BookMaker all accept users from Florida.

Is it legal to use offshore sportsbooks in Florida?

Florida law doesn’t explicitly ban individuals from placing bets with offshore sportsbooks, but these sites are not regulated or endorsed by any U.S. authority.

How does Hard Rock Bet work in Florida?

Hard Rock Bet is available for mobile users within the state. It’s fully legal but limited to Florida residents and operates under a compact between the state and the Seminole Tribe.

Do I need to use crypto to bet online in Florida?

Not necessarily, but many offshore sites recommend or require cryptocurrency for smoother deposits and withdrawals due to card processing issues.

Is betting taxed in Florida?

Yes. Winnings from sports betting (whether legal or offshore) are subject to federal income tax. Florida does not have a state income tax, but you’re still expected to report gambling income on your federal return.

What is the minimum age to bet on sports in Florida?

You must be at least 21 years old to use Hard Rock Bet. Offshore sportsbooks typically require users to be 18 or older, but check individual site rules.

What are the risks of betting offshore?

Offshore sportsbooks are not regulated by U.S. agencies. If a dispute occurs, there’s no legal protection or formal complaint process. You’re relying on the sportsbook’s reputation.

What’s the best sportsbook for Florida players?

BetOnline, Bovada, and Heritage Sports are all popular among Florida bettors thanks to their wide range of betting options, fast payouts, and strong track records.

Can I bet in person anywhere in Florida?

Not currently. Florida’s only legal sportsbook, Hard Rock Bet, operates online. In-person betting is not widely available at tribal casinos at this time.

Will Florida expand legal sports betting soon?

Not likely. Legal battles and ongoing negotiations have delayed broader legalization. A statewide rollout isn’t expected until at least 2026 or later.

Remember: Gambling can be addictive, so maintain healthy, responsive gambling habits. If you or someone you know has a gambling problem, contact the National Council on Problem Gambling at 1-800-522-4700.

Disclaimer: This review is for informational purposes only. OddsTrader does not encourage illegal gambling. Users should verify local laws regarding online gambling and offshore sportsbooks before participating. Bet responsibly and never wager more than you can afford to lose. Bonus offers, payment speeds, and features may change frequently. Always verify current terms directly with each sportsbook before depositing.

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